A Complete Digital Platform for SACCO Management
Wananchi Mali delivers an integrated system covering member onboarding, savings, loans, fees, M-Pesa, and accounting — all in one platform.
| Name | No. | Status |
|---|---|---|
| Jane Mwangi | WM-0041 | Active |
| Peter Ochieng | WM-0042 | Active |
| Alice Wanjiru | WM-0043 | Active |
| David Kamau | WM-0044 | Pending |
| Member Name | Acc. No. | Balance | Amount | Date |
|---|---|---|---|---|
| Jane Mwangi | FA-001 | 2,000 | — | 2026-07-31 |
| Peter Ochieng | FA-002 | 2,000 | — | 2026-07-31 |
| Alice Wanjiru | FA-003 | 1,500 | — | 2026-07-31 |
From Contract to Go-Live — We Handle Everything
You focus on running your SACCO. We configure the system, load your members, and train your team. Most SACCOs are fully operational within a week.
- No lengthy procurement process
- Full setup handled by our team
- Staff training included
- Ongoing technical support
Every Tool Your SACCO Needs — In One Place
No patchwork of spreadsheets or disconnected tools. Wananchi Mali is a single, integrated system where every module — members, loans, savings, and accounting — shares the same data.
Member Management
Bulk CSV onboarding, unique member numbers, Next of Kin tracking, role-based access, and active member exports for physical register audits.
Multi-Pot Savings
Support for Share Capital, Deposits, Holiday, and Emergency savings pots. Real-time balances, M-Pesa STK Push deposits, and bulk CSV upload with smart pre-filled templates.
Fee Payments
Multiple fee types with per-member accounts. Bulk CSV templates pre-filled with outstanding balances and end-of-month transaction dates. Per-row payment method support.
Loan Management
Member loan applications, auto-computed eligibility from savings multiples, guarantor workflows, admin appraisal, repayment scheduling, and penalty tracking.
M-Pesa Integration
Full Daraja API (Safaricom). STK Push for deposits, B2C disbursements for loans, real-time callback processing, and automatic GL posting on confirmation.
Full GL Accounting
Automatic double-entry journal entries on every transaction. Trial Balance, Balance Sheet, P&L, Cash Book, and Debtors aging reports — live and exportable.
Executive Reports
SACCO-wide annual summaries, year-filtered dashboards, member financial snapshots, and downloadable PDF statements.
Member Portal
A self-service portal where members deposit via M-Pesa, apply for loans, manage guarantors, view statements, and update their profiles.
Security & Infrastructure
JWT authentication, role-based access control, 256-bit SSL, audit log trail, Cloudinary storage, and 99.9% uptime SLA.
Ready to Modernise Your SACCO?
Send us your details and we will reach out to discuss your SACCO's needs, walk you through the platform, and plan a setup that works for your team.